Monish was born in India. His father served in the Air Force and his mother taught at a primary school. At age 16, after his Grade 101 exams in India, he was awarded the SIA Youth Scholarship and moved to Singapore. He completed his junior college education at the National Junior College.
He continued his undergraduate2 studies in Singapore, at the Nanyang Technological University, as an SIA-NOL scholar. He was then awarded the NTU Research Scholarship to pursue postgraduate3 studies at the same university. He specialized in finance through both the degrees. Also during this period, he completed the Chartered Financial Analyst (CFA)4 program.
Monish first worked with Dr. Bobby Srinivasan (a distinguished professor and trader for 40 years), learning to trade options on stocks and currencies, from 2003 to 2005. He then continued with derivatives trading at Commerz Capital, a Singapore-based hedge fund, for about a year. From 2006 to 2015, Monish worked at UOB Bank in Singapore, as part of the team making equity and hedge fund investments for the bank's capital.
In 2015, he set up Lodestar Holdings Limited, a holding company that invests in a balanced portfolio of assets, globally. Lodestar is run with the purpose of building its investors' capital into life-long spending power for them, that keeps up with the growth and inflation in the world, while mitigating the stock market swings.
Monish is a naturalized citizen of Singapore. His wife teaches at a primary school. They have three children.
2 Dean's List letter from the Dean of Nanyang Business School (among those received for each academic year 2001, 2002 and 2003).
3 Postgraduate research thesis at NTU (a related paper later published in Applied Economics Letters, here, which was cited, here and here) .
4 CFA scholarship from the Singapore Society of Financial Analysts (in addition to the one received from the Association of Investment Management and Research Institute, USA).